Mortgages BC
We have over 50 lenders, conventional and private that do the following: Construction mortgages, Development land mortgages, ALR Mortgages, Residential Mortgages
We deal in five major mortgages which include, Residential, Construction, Commercial, Private, and Agriculture. Having dedicated many years as a lender/funder, we know how to present your application. We’ve seen many applications declined or approved based on presentation alone. Presentation is key!
East to West Groups main area of expertise is negotiating long-term mortgages for industrial properties, apartment buildings, shopping centers, and office buildings. We are always looking at different ways to be innovative, minimizing the cost of funds and meeting other unique needs of the borrower such as, funding prior to lease-up, limited guarantees, and fixing of interest rates prior to the completion of development projects.
There are many different types of mortgages available. Whether your purchasing your first home, a rental property, re-financing/equity take-out, or consolidating debts.
Private mortgages are interest only loans, short term, ranging in length from 1 to 3 years. Private lenders have realized that conservative lending guidelines used by banks and conventional lenders exclude many individuals who are in fact able to pay back loans. Private lenders take into account a property’s overall value and marketabilty as opposed to the borrower’s credit history and documented income. Interest only loans do not require home-owners to pay the mortgage principal down, and only requires interest payments each month. Often we get private deals approved in 24 hours!
We specialize in Agricultural Mortgages. With over 10 years of experience in the Agriculture Industry we understand each sub sector of the industry and can provide competitive conventional financing and private financing for any Agriculture related business.
This growth and transition capital may not have specific tangible security and typically relies on the stability and adequacy of cash flow from the business to service the debt. In certain forms, this product may also be referred to as ‘second lien’ or ‘mezzanine financing’. Typical guidelines: Highly customized based on the strength of the business, security particulars, repayment terms, and debt servicing capacity. Security may be subordinated to the prior lien of a senior lender. Amortization up to 10 years. Interest rates vary. May include some equity ownership as additional consideration for the loan, depending on the amortization and the strength of the business.
A construction mortgage is a type of funding, which is advanced in intervals as the house is being built. There are usually 4 draws at; 35%, 60%, 80% and 100% completion. Completion is verified at each stage by a progress report from an appraiser. A Land Draw (conventional only) may be required if the customer is also purchasing the land.
Testimonials
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Gurpreet Singh DhoorJuly 8, 2024NAV has always been a great help! She went above and beyond and found me a beautiful Mack Anthem Truck at a decent price and the financing was very quick as well. I have been a loyal client to East to west for many years, and such great services provided by the team is the prime reason. I recommend Nav to everyone who is looking for a quick and efficient financing.Trustindex verifies that the original source of the review is Google.Thiyagarajan RamanathanJuly 8, 2024I worked with Jasjeet from EWF for my mortgage application! Jas was very easy to work with and explained the entire process upfront. There were some hiccups with the application not getting approved on time, but he was able to pull through at the last moment at an excellent interest rate. Thank you!Trustindex verifies that the original source of the review is Google.lakhwinder singhJuly 5, 2024Prab helped me finance my truck from a bank and was very responsible with the deal and kept me updated. Highly revommend prab and jas ThanksTrustindex verifies that the original source of the review is Google.Baldev GillJuly 5, 2024I financed 2 brand new trucks with Aman in 2015, and I saw till date the entire team of east to west is very hard working. Inder and Jas are the best and handle all of my new deals. Lavdeet is very sweet and does good customer service! Thank you guysTrustindex verifies that the original source of the review is Google.Nauram SinghJuly 3, 2024I dealt with Inder when I was selling my trailer, and she was handling the financing for my buyer. So, when it came time to finance my new truck for the first time, she was the first person I called. She walked me through the cross-border process with ease, saving me the trouble of figuring it out on my own. Inder and Jas got me the best deal in the market and got me approved with a bank. Highly recommend Jas and Inder’s services!Trustindex verifies that the original source of the review is Google.Azadvir maviJuly 3, 2024If you are looking for professionals and great customer service this is the place to be. Go see INDER and JAS i am sure they will not disappoint you. Thank you guysTrustindex verifies that the original source of the review is Google.Jazzgandey GandeyJune 20, 2024This is my first time dealing with East to West group for my equipment finance. I personally dealt with Inderveer Johal and Jass Akali and they have done an incredible job helping me buy the equipment. From getting bank approval in one day and dealing with all other paperwork. I wasted my full month dealing with other agents. I recommend everyone dealing with financing to go through them to have an hustle free experience. My experience was like buying a cake !Trustindex verifies that the original source of the review is Google.Herman PaddaJune 14, 2024Aman and his team were the best to work with! They put in the time to work with you on fulfilling your dreams and future business possibilities! You’ll definitely be in great hands!Trustindex verifies that the original source of the review is Google.Harjot KahlonJune 9, 2024My experience working with Prabh was excellent. Right from the start he was very proactive and on top of everything. He secured a great financing rate for me and provided assistance all the way to ensure the deal was closed in time and all required paperwork was completed. He went out of his way to even coordinate during off business hours to ensure smooth completion of the process. I highly recommend him and his company if you are looking to finance in near future.
