Mortgages BC
We have over 50 lenders, conventional and private that do the following: Construction mortgages, Development land mortgages, ALR Mortgages, Residential Mortgages
We deal in five major mortgages which include, Residential, Construction, Commercial, Private, and Agriculture. Having dedicated many years as a lender/funder, we know how to present your application. We’ve seen many applications declined or approved based on presentation alone. Presentation is key!
East to West Groups main area of expertise is negotiating long-term mortgages for industrial properties, apartment buildings, shopping centers, and office buildings. We are always looking at different ways to be innovative, minimizing the cost of funds and meeting other unique needs of the borrower such as, funding prior to lease-up, limited guarantees, and fixing of interest rates prior to the completion of development projects.
There are many different types of mortgages available. Whether your purchasing your first home, a rental property, re-financing/equity take-out, or consolidating debts.
Private mortgages are interest only loans, short term, ranging in length from 1 to 3 years. Private lenders have realized that conservative lending guidelines used by banks and conventional lenders exclude many individuals who are in fact able to pay back loans. Private lenders take into account a property’s overall value and marketabilty as opposed to the borrower’s credit history and documented income. Interest only loans do not require home-owners to pay the mortgage principal down, and only requires interest payments each month. Often we get private deals approved in 24 hours!
We specialize in Agricultural Mortgages. With over 10 years of experience in the Agriculture Industry we understand each sub sector of the industry and can provide competitive conventional financing and private financing for any Agriculture related business.
This growth and transition capital may not have specific tangible security and typically relies on the stability and adequacy of cash flow from the business to service the debt. In certain forms, this product may also be referred to as ‘second lien’ or ‘mezzanine financing’. Typical guidelines: Highly customized based on the strength of the business, security particulars, repayment terms, and debt servicing capacity. Security may be subordinated to the prior lien of a senior lender. Amortization up to 10 years. Interest rates vary. May include some equity ownership as additional consideration for the loan, depending on the amortization and the strength of the business.
A construction mortgage is a type of funding, which is advanced in intervals as the house is being built. There are usually 4 draws at; 35%, 60%, 80% and 100% completion. Completion is verified at each stage by a progress report from an appraiser. A Land Draw (conventional only) may be required if the customer is also purchasing the land.
Testimonials
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Dalvinder BasraOctober 2, 2024I got a very excellent service from Nav and Jasmine.Quick and Reliable.Trustindex verifies that the original source of the review is Google.preetika thindSeptember 29, 2024Inder is the best when it comes to equipment financing and I will come back for mortgages next !Trustindex verifies that the original source of the review is Google.Sonu MaanSeptember 28, 2024Best and easy fast service. JAS AKALI & INDERVEER JOHAL was very helpful. Got me good numbers for my financial. This time I'm happyTrustindex verifies that the original source of the review is Google.Prabh SidhuSeptember 27, 2024Had a great experience with Inder and Jas, one of the best people to work with. Always get the best dealsTrustindex verifies that the original source of the review is Google.arsh sidhuSeptember 24, 2024Nav at East to west is the most patient finance agent I dealt with. Her knowledge and skills helped me with a tough situation. If you have a deal that seems to be at dead-end, reach out to Nav and she will provide you the best solution. 10/10 for her hard work and optimistic nature.Trustindex verifies that the original source of the review is Google.Karampreet SinghSeptember 19, 2024Nav has been a pleasure to work with. She got me a good approval with an affordable payment structure. My deal was completed within expected timeline and I am glad I worked with her for financing.Trustindex verifies that the original source of the review is Google.Sukhvir VirkSeptember 12, 2024Nav is the best in the game. Go above and beyond to work things out. Highly recommend to sell and buy any kind of equipments if you are looking to get good deal without paying too much out of your pocket.Trustindex verifies that the original source of the review is Google.pritpal grewalSeptember 12, 2024I bought a super b trailer almost 4-5 months ago, Inder and Jas gave best rates among market. Inder is very orgranised. She direct contact to seller and get all the paperwork they needed. She didn't interrupt while handling whole case. I strongly recommend Inder and Jas to get best rates for your loan. Thanks Pritpal SinghTrustindex verifies that the original source of the review is Google.Bahadur singhSeptember 9, 2024I met Nav at Calgary office and this was my second lease with them! I got an exceptional deal through her with an A lender and the deal was approved and funded within three business days! I appreciate your hardwork Nav, Thank you for the great deal!Trustindex verifies that the original source of the review is Google.TJ SAINISeptember 9, 2024Nav did an amazing job for our new truck's financing. I was recommended by my brother in law, and I am glad I listened. Brand new truck, new OO and she got me a deal with zero down, 72 months with A lender
